Renters Insurance

Bell Properties is proud to bring our residents a stellar level of Renters Insurance coverage from ePremium, to protect personal belongings, due to fire, theft, or accident. 


RENTERS INSURANCE:  All tenants must carry renters insurance and have proof of insurance, at time of move in (confirmed 4 days prior to possession).   Policies can be initiated at https://www.epremiuminsurance.com,  any confirmed renters policy is acceptable.     
ALL BELL TENANTS & RESIDENTS ARE REQUIRED TO CARRY AND KEEP AN ACTIVE/EFFECTIVE RENTERS POLICY THROUGHOUT YOUR TENANCY.

1. Residents must maintain and provide proof of coverage for a minimum of $100,000.00 in legal liability protection prior to move in. This is to protect the property and resident from damage to the Landlord's property to include damage caused by Water, Fire, Smoke and Explosion. 

2. Our Community requires all insurance carriers to list Bell Properties - P.O. Box 498067 Cincinnati, OH 45249 as an "Additional Insured" on the Declaration page and that the insurance company will notify the community in the event of a cancellation or change in policy status. 

3. WATER COVERAGE MUST BE PROVIDED FOR NEGLIGENT RESIDENT-CAUSED DAMAGE TO THE INSURED’S UNIT OF POSSESSION AS WELL AS ADJACENT UNITS DAMAGED DUE TO THE INSURED’S NEGLIGENT ACTIONS. (i.e. If I accidentally overflow my bathtub, will this policy cover the damages to my unit and adjacent units?)

Landlords are not responsible for acts of theft or natural disaster and renters insurance will help protect you and your belongings.   If Renters Insurance lapses, tenants will be billed $50 per month (or any portion of a full month) until it's reinstated.  Lapses of renters insurance is also a violation of your lease and may be grounds for non-renewal or breach.
Here's how to purchase, or upload your existing coverage to ePremium: 

To initiate your Renters Insurance policy, through ePremium, please click here.

To upload your proof of other coverage, click here

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